Many times I will opt for a totally neutral and sometimes monochromatic look. But other times I like to add just a bit of color to a neutral outfit by using scarves, a draped cardigan (like here) or even a pretty shade of lipstick.
cardigan $5 Land's End
white tee $? Ralph Lauren
gray jeans $5.60 Metro Blues
silver claw cuff bracelet $2.29
silver hoop earrings $2.80
loafers $4.99 Honors
silver circle necklace w/rhinestones $1.87 via ebay