Add Color With A Cardigan

Many times I will opt for a totally neutral and sometimes monochromatic look.  But other times I like to add just a bit of color to a neutral outfit by using scarves, a draped cardigan (like here) or even a pretty shade of lipstick.

cardigan $5 Land's End
white tee $? Ralph Lauren
gray jeans $5.60 Metro Blues
silver claw cuff bracelet $2.29
silver hoop earrings $2.80
purse $7.99
loafers $4.99 Honors
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silver circle necklace w/rhinestones $1.87 via ebay